Pay online, from any device

A payment solution that lets you buy without using credit

No credit checks:

LayUp is a credit-free payment alternative that lets anyone make purchases without using credit.

Zero interest:

Instalments are interest-free. You won’t be charged late fees or penalties for missing a payment, ever.

Instant approval:

Activate your payment plan in seconds. No forms or paperwork needed.

Debt-free payment method:

LayUp is not a credit provider, so you will never be at risk of attracting interest or incurring debt.

Pay online, from anywhere:

Save time reducing travel costs to and from stores, make convenient payments instalments online through your LayUp account.

Instant approval:

To provide greater access, LayUp doesn’t require an ID number. You only need a South African cellphone number.